PandaSave for Landlords
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For property operators

Stop holding deposits.
Start handing them back.

PandaSave guarantees your full deposit on day one, so no resident fronts thousands of dollars. They pay monthly — and a growing share of every payment is saved in their own name, ready the day they move out.

Book a demo See how it works
Full deposit guaranteed at signature Resident funds FDIC-insured Syncs with your PMS

Saved so far

$318.92

+$45.00 on 1 Sep · month 9

MAYJUNJULAUGSEP
Next payment · 1 Oct$75.00
$45.00 saved$30.00 fee

Operators

[ Slot 01 ][ Slot 02 ][ Slot 03 ][ Slot 04 ][ Slot 05 ]

Today

A deposit sits in your trust account
helping absolutely nobody.

Thousands of dollars, often borrowed, that you hold, account for, calculate interest on, and eventually post back as a cheque to an address you had to chase.

Holding it yourself

Collect and return every deposit by hand

Trust accounting, state-by-state interest rules, return deadlines, roommate splits, cheques that bounce back.

With PandaSave

Never touch a deposit again

Connect your PMS once. Every new lease is guaranteed automatically and settled electronically at move-out.

Their side

The longer they stay,
the more of it is theirs.

We take the larger share early, when acquisition and underwriting cost sits. From month thirteen, three quarters of every payment belongs to the resident.

$75.00 / mo
19 months
6 MO36 MO
Months 1–640% theirs
Months 7–1260% theirs
Month 13 on75% theirs

Back in their account at move-out

$869.74

On a $2,400 deposit over 19 months.

They pay each month$75.00
Paid across the lease$1,425.00
Retained by Panda−$581.25
Saved for the resident$843.75
Interest at 4.15% APY+$25.99

61% of everything they pay comes back to them. A deposit alternative returns nothing.

Illustrative model. Pricing, the split and the rate are assumptions, not an offer. Agreed damage charges are deducted before release.

How it works

Five steps. You are in none of them.

01

Lease approved

PandaSave picks the lease up from your PMS and invites the resident. Your leasing team does nothing differently.

02

You are covered

The full deposit is guaranteed from signature — before a payment has cleared, and whatever the resident has saved so far.

03

They pay monthly

One fixed amount for the tenancy. Part is our fee; the rest lands in their own FDIC-insured account and earns interest.

04

You close move-out

Raise any damage charge with evidence. Agreed amounts are paid to you from the guarantee and netted off their balance.

05

Savings unlock

Whatever is left reaches their bank the same day. No forwarding address, no cheque, no returned mail.

Both sides

Deposit insurance makes their money vanish.
This hands most of it back.

Your cover is identical either way. What changes is whether the person paying for it ends the lease with anything.

For the landlord

  • Guaranteed from day oneCover starts at signature, not at first cleared payment.
  • Never hold a deposit againNo trust accounting, no interest calculations, no return deadlines.
  • Damage paid, not chasedRaise a claim with evidence; approved amounts settle from the guarantee.
  • Fewer applicants lostThe largest up-front number on the lease disappears.

For the resident

  • Nothing to find up frontNo borrowing to cover money they will not see again for a year.
  • A balance in their own nameFDIC-insured and visible in the app, not sitting in the landlord's account.
  • It earns while they live thereInterest paid into the balance every month.
  • Paid out the day they leaveSame-day transfer once move-out is signed off.

Set-up

Once, for the whole portfolio.

With PandaSave

One time, then never again

  • Sign the operator agreement
  • Connect your PMS
  • Choose which properties are eligible
Book a demo

Holding deposits yourself

Every resident, every time

  • Check what the state requires this year
  • Request the deposit
  • Wait on a cheque or transfer
  • Open or allocate a trust account
  • Issue a deposit receipt
  • Hold the funds for the whole tenancy
  • Calculate and pay interest owed
  • Track the return deadline
  • Split refunds between roommates
  • Answer every query about it
  • Request a cheque from accounting
  • Get a forwarding address
  • Print, stuff, stamp, post
  • Deal with the ones that bounce back
  • Apply move-out charges to the ledger
  • Defend the deduction when it is disputed

Proof

Three slots, held open.

Real quotes go here once customers approve them in writing. Nothing invented, nothing paraphrased, no stock faces.

Awaiting sign-off

Operator on move-out admin disappearing. Push for one number they will stand behind.

[ Name · Title ]
[ Company · X units ]
Awaiting sign-off

Operator on conversion — applicants who signed because the deposit came off the table.

[ Name · Title ]
[ Company · X units ]
Awaiting sign-off

Resident on getting money back they had written off as gone.

Questions

The ones that actually get asked.

What does PandaSave cost a landlord?
Nothing. PandaSave is paid entirely out of the resident's monthly payment — no per-unit charge, no platform fee, no portfolio minimum. [ Confirm against final commercial terms before this page goes public. ]
How is this different from deposit insurance?
With deposit insurance the resident pays a premium every month and ends the lease with nothing. PandaSave charges a fee and gives most of it back. Your cover is identical either way — what changes is whether their money survives the tenancy.
Is the deposit actually guaranteed?
In full, from the day the resident signs up, and it does not depend on how much they have saved. A resident three months in has a small balance; your guarantee is still the whole deposit.
What does the resident earn?
Interest is paid into their balance monthly. The 4.15% APY used across this page is a modelling assumption — the published rate will be set before launch and is variable.
What happens if there is damage at move-out?
You raise the charge with evidence in the portal and the resident sees it, with a window to accept or dispute. Agreed charges are paid to you and deducted from their balance; whatever remains is still released to them. You are covered up to the full deposit either way.
What if the resident stops paying?
Your guarantee stays in force — that risk is ours. [ Open internally: whether arrears are recovered from the resident's saved balance, and at what point. Settle before launch; an underwriter will ask first. ]
Will it work with our property management system?
Rent Manager is live, and a public partner API lets any PMS or screening provider integrate directly. If yours is not connected, name it on the demo call and we will scope it.
Is it compliant in our states?
[ Placeholder. Do not publish a fifty-state claim before counsel signs off state by state. List where you are live, and where you are in progress. ]

Twenty minutes

Run it against your own portfolio.

Bring one typical property. We will walk the deposit admin it removes, what your residents would keep, and exactly what changes inside your PMS.

Book a demo Run the numbers first